/* ── CSS Variables ─────────────────────────────────────────────────────────── */
:root {
  --navy:      #003366;
  --navy-dark: #001f3f;
  --gold:      #C9A84C;
  --gold-light:#e5c97a;
  --white:     #ffffff;
  --off-white: #f8f8f6;
  --grey-light:#f4f4f4;
  --grey-mid:  #e0e0e0;
  --grey:      #888888;
  --dark:      #1a1a1a;
  --font-serif: 'Playfair Display', Georgia, serif;
  --font-sans:  'Source Sans 3', Arial, sans-serif;
  --radius:    3px;
  --shadow:    0 2px 16px rgba(0,0,0,.10);
  --shadow-lg: 0 8px 40px rgba(0,0,0,.16);
  --transition: 0.3s cubic-bezier(0.4,0,0.2,1);
}

/* ── Reset ─────────────────────────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body { font-family: var(--font-sans); color: var(--dark); background: var(--white); line-height: 1.6; -webkit-font-smoothing: antialiased; }
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
ul { list-style: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }

/* ── Container ─────────────────────────────────────────────────────────────── */
.container { max-width: 1240px; margin: 0 auto; padding: 0 32px; }

/* ════════════════════════════════════════════════════════════════════════════ */
/*  HEADER                                                                     */
/* ════════════════════════════════════════════════════════════════════════════ */
.site-header {
  position: fixed; top: 0; left: 0; right: 0; z-index: 1000;
  background: transparent;
  transition: background var(--transition), box-shadow var(--transition), padding var(--transition);
}
.site-header.scrolled {
  background: var(--white);
  box-shadow: 0 2px 20px rgba(0,0,0,.10);
}
.header-inner {
  display: flex; align-items: center; gap: 32px;
  max-width: 1240px; margin: 0 auto; padding: 0 32px;
  height: 80px;
  transition: height var(--transition);
}
.site-header.scrolled .header-inner { height: 68px; }

/* Logo */
.logo { flex-shrink: 0; display: flex; align-items: center; }
.logo img { height: 44px; width: auto; transition: opacity 0.35s ease; }
.logo-blue  { display: none; }
.logo-white { display: block; }
.site-header.scrolled .logo-white { display: none; }
.site-header.scrolled .logo-blue  { display: block; }
/* Slight scale-down on scroll */
.site-header.scrolled .logo img { height: 38px; }

/* Nav */
.main-nav { flex: 1; }
.nav-list  { display: flex; gap: 4px; align-items: center; }
.nav-link  {
  display: block; padding: 8px 14px; font-size: 14px; font-weight: 600;
  letter-spacing: .3px; color: rgba(255,255,255,.9);
  border-radius: var(--radius); transition: color var(--transition);
}
.site-header.scrolled .nav-link { color: var(--navy); }
.nav-link:hover, .nav-link.active { color: var(--gold); }
.site-header.scrolled .nav-link:hover { color: var(--gold); }

/* Dropdown */
.has-dropdown { position: relative; }
.chevron { font-size: 10px; margin-left: 3px; vertical-align: middle; }
.dropdown {
  display: none; position: absolute; top: calc(100% + 8px); left: 0;
  min-width: 220px; background: var(--white); border-radius: var(--radius);
  box-shadow: var(--shadow-lg); border-top: 3px solid var(--gold);
  padding: 8px 0;
}
.dropdown a {
  display: block; padding: 10px 20px; font-size: 14px; color: var(--navy);
  transition: background var(--transition), color var(--transition);
}
.dropdown a:hover { background: var(--grey-light); color: var(--gold); }
.has-dropdown:hover .dropdown { display: block; }

/* Header actions */
.header-actions { display: flex; align-items: center; gap: 16px; margin-left: auto; }
.lang-btn {
  font-size: 13px; color: rgba(255,255,255,.8); font-weight: 600;
  padding: 6px 10px; border-radius: var(--radius);
  transition: color var(--transition);
}
.site-header.scrolled .lang-btn { color: var(--navy); }
.btn-ebanking {
  background: var(--gold); color: var(--navy); font-weight: 700;
  font-size: 13px; padding: 9px 20px; border-radius: var(--radius);
  letter-spacing: .3px; transition: background var(--transition), transform var(--transition);
}
.btn-ebanking:hover { background: var(--gold-light); transform: translateY(-1px); }

/* Hamburger */
.hamburger { display: none; flex-direction: column; gap: 5px; padding: 4px; }
.hamburger span { display: block; width: 24px; height: 2px; background: var(--white); border-radius: 2px; transition: var(--transition); }
.site-header.scrolled .hamburger span { background: var(--navy); }
.hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.hamburger.open span:nth-child(2) { opacity: 0; }
.hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* ════════════════════════════════════════════════════════════════════════════ */
/*  HERO                                                                       */
/* ════════════════════════════════════════════════════════════════════════════ */
.hero { position: relative; height: 100vh; min-height: 600px; overflow: hidden; }
.hero-slides { position: relative; height: 100%; }
.hero-slide {
  position: absolute; inset: 0;
  background-size: cover; background-position: center;
  opacity: 0; transition: opacity 1s ease;
}
.hero-slide::after {
  content: ''; position: absolute; inset: 0;
  background: linear-gradient(135deg, rgba(0,30,60,.75) 0%, rgba(0,30,60,.35) 100%);
}
.hero-slide.active { opacity: 1; }
.hero-content {
  position: relative; z-index: 2;
  max-width: 720px; margin: 0 auto;
  padding: 0 32px;
  top: 50%; transform: translateY(-50%);
}
.hero-tag {
  display: inline-block; background: var(--gold); color: var(--navy);
  font-size: 12px; font-weight: 700; letter-spacing: 1.5px;
  text-transform: uppercase; padding: 5px 14px; border-radius: 2px; margin-bottom: 20px;
}
.hero-content h1 {
  font-family: var(--font-serif); font-size: clamp(32px, 4vw, 52px);
  color: var(--white); line-height: 1.2; margin-bottom: 32px;
  font-weight: 600;
}
.btn-hero {
  display: inline-block; border: 2px solid var(--gold); color: var(--gold);
  padding: 13px 32px; font-size: 14px; font-weight: 600; letter-spacing: .5px;
  border-radius: var(--radius); transition: background var(--transition), color var(--transition);
}
.btn-hero:hover { background: var(--gold); color: var(--navy); }

/* Hero tabs */
.hero-tabs {
  position: absolute; bottom: 60px; left: 0; right: 0; z-index: 10;
  display: flex; justify-content: center; gap: 0;
}
.hero-tab {
  padding: 10px 20px; font-size: 12px; font-weight: 600; letter-spacing: .5px;
  color: rgba(255,255,255,.6); border-bottom: 2px solid transparent;
  transition: color var(--transition), border-color var(--transition);
  white-space: nowrap;
}
.hero-tab:hover, .hero-tab.active { color: var(--gold); border-color: var(--gold); }

/* Hero nav */
.hero-nav {
  position: absolute; bottom: 20px; left: 50%; transform: translateX(-50%);
  display: flex; align-items: center; gap: 16px; z-index: 10;
}
.hero-prev, .hero-next {
  color: rgba(255,255,255,.7); font-size: 20px; padding: 4px 8px;
  transition: color var(--transition);
}
.hero-prev:hover, .hero-next:hover { color: var(--gold); }
.hero-dots { display: flex; gap: 8px; }
.hero-dot {
  width: 8px; height: 8px; border-radius: 50%; background: rgba(255,255,255,.4);
  cursor: pointer; transition: background var(--transition);
}
.hero-dot.active { background: var(--gold); }

/* ════════════════════════════════════════════════════════════════════════════ */
/*  SECTIONS                                                                   */
/* ════════════════════════════════════════════════════════════════════════════ */
.section-intro, .section-pillars, .section-news { padding: 100px 0; }
.section-intro { background: var(--white); }
.section-pillars { background: var(--navy); }
.section-news { background: var(--off-white); }

.section-title {
  font-family: var(--font-serif); font-size: clamp(26px, 3vw, 40px);
  color: var(--navy); margin-bottom: 16px; font-weight: 600;
}
.section-pillars .section-title { color: var(--white); }
.section-subtitle { font-size: 16px; color: var(--grey); margin-bottom: 48px; }
.section-pillars .section-subtitle { color: rgba(255,255,255,.6); }
.centered { text-align: center; }

/* Intro grid */
.intro-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: center; }
.intro-text p { color: var(--grey); margin-bottom: 16px; font-size: 16px; }
.intro-video { border-radius: 4px; overflow: hidden; box-shadow: var(--shadow-lg); }
.video-thumb { position: relative; cursor: pointer; }
.video-thumb img { width: 100%; display: block; }
.play-btn {
  position: absolute; top: 50%; left: 50%; transform: translate(-50%,-50%);
  width: 70px; height: 70px; border-radius: 50%;
  background: rgba(201,168,76,.9); color: var(--navy);
  font-size: 24px; display: flex; align-items: center; justify-content: center;
  transition: transform var(--transition), background var(--transition);
}
.video-thumb:hover .play-btn { transform: translate(-50%,-50%) scale(1.1); background: var(--gold); }

/* Pillars */
.pillars-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 40px; }
.pillar { text-align: center; }
.pillar-icon { font-size: 24px; color: var(--gold); margin-bottom: 16px; }
.pillar h3 { font-family: var(--font-serif); color: var(--white); font-size: 20px; margin-bottom: 10px; }
.pillar p { color: rgba(255,255,255,.65); font-size: 14px; line-height: 1.7; }

/* News */
.news-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; }
.news-card { background: var(--white); border-radius: 4px; overflow: hidden; box-shadow: var(--shadow); transition: box-shadow var(--transition), transform var(--transition); }
.news-card:hover { box-shadow: var(--shadow-lg); transform: translateY(-4px); }
.news-card-img { display: block; aspect-ratio: 3/2; overflow: hidden; }
.news-card-img img { width: 100%; height: 100%; object-fit: cover; transition: transform var(--transition); }
.news-card:hover .news-card-img img { transform: scale(1.04); }
.news-card-placeholder { width: 100%; height: 100%; background: linear-gradient(135deg, var(--navy) 0%, var(--navy-dark) 100%); }
.news-card-body { padding: 24px; }
.news-cat { font-size: 11px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; color: var(--gold); }
.news-card-body h3 { font-family: var(--font-serif); font-size: 18px; color: var(--navy); margin: 10px 0 10px; line-height: 1.4; }
.news-card-body h3 a:hover { color: var(--gold); }
.news-card-body p { font-size: 14px; color: var(--grey); margin-bottom: 16px; }
.news-read-more { font-size: 13px; font-weight: 600; color: var(--gold); }
.news-read-more:hover { text-decoration: underline; }

/* ════════════════════════════════════════════════════════════════════════════ */
/*  BUTTONS                                                                    */
/* ════════════════════════════════════════════════════════════════════════════ */
.btn-primary {
  display: inline-block; background: var(--gold); color: var(--navy);
  font-weight: 700; font-size: 14px; padding: 13px 32px;
  border-radius: var(--radius); transition: background var(--transition), transform var(--transition);
}
.btn-primary:hover { background: var(--gold-light); transform: translateY(-1px); }
.btn-outline {
  display: inline-block; border: 2px solid var(--navy); color: var(--navy);
  font-weight: 700; font-size: 14px; padding: 11px 30px;
  border-radius: var(--radius); transition: background var(--transition), color var(--transition);
}
.btn-outline:hover { background: var(--navy); color: var(--white); }

/* ════════════════════════════════════════════════════════════════════════════ */
/*  CONTACT FORM                                                               */
/* ════════════════════════════════════════════════════════════════════════════ */
.contact-section { padding: 100px 0; }
.contact-grid { display: grid; grid-template-columns: 1fr 1.4fr; gap: 80px; }
.contact-info h2 { font-family: var(--font-serif); color: var(--navy); font-size: 36px; margin-bottom: 20px; }
.contact-info p  { color: var(--grey); margin-bottom: 16px; }
.contact-detail  { display: flex; gap: 12px; align-items: flex-start; margin-bottom: 20px; }
.contact-detail-icon { color: var(--gold); font-size: 20px; }
.contact-form-wrap { background: var(--white); padding: 48px; border-radius: 4px; box-shadow: var(--shadow-lg); }
.form-group { margin-bottom: 24px; }
.form-group label { display: block; font-size: 12px; font-weight: 700; letter-spacing: .5px; text-transform: uppercase; color: var(--navy); margin-bottom: 8px; }
.form-control {
  width: 100%; padding: 12px 16px; border: 1.5px solid var(--grey-mid);
  border-radius: var(--radius); font-family: var(--font-sans); font-size: 15px;
  color: var(--dark); background: var(--white);
  transition: border-color var(--transition), box-shadow var(--transition);
}
.form-control:focus { outline: none; border-color: var(--gold); box-shadow: 0 0 0 3px rgba(201,168,76,.15); }
textarea.form-control { resize: vertical; min-height: 130px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.honeypot { position: absolute; opacity: 0; height: 0; }
.form-submit { display: flex; align-items: center; gap: 16px; }
.form-msg { padding: 12px 16px; border-radius: var(--radius); font-size: 14px; font-weight: 600; display: none; }
.form-msg.success { background: #d1fae5; color: #065f46; }
.form-msg.error   { background: #fee2e2; color: #991b1b; }

/* ════════════════════════════════════════════════════════════════════════════ */
/*  LOGIN / eBanking                                                           */
/* ════════════════════════════════════════════════════════════════════════════ */
.login-page body { background: var(--navy); }
.login-wrap {
  min-height: 100vh; display: flex; align-items: center; justify-content: center;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-dark) 100%);
  padding: 32px;
}
.login-card {
  background: var(--white); border-radius: 6px; padding: 48px 40px;
  width: 100%; max-width: 420px; box-shadow: var(--shadow-lg);
}
.login-logo { text-align: center; margin-bottom: 32px; }
.login-logo img { height: 50px; margin: 0 auto; }
.login-card h1 { font-family: var(--font-serif); color: var(--navy); font-size: 24px; text-align: center; margin-bottom: 4px; }
.login-card p.sub { text-align: center; color: var(--grey); font-size: 14px; margin-bottom: 32px; }
.login-error { background: #fee2e2; color: #991b1b; padding: 12px 16px; border-radius: var(--radius); font-size: 14px; margin-bottom: 20px; display: none; }
.login-error.show { display: block; }

/* ════════════════════════════════════════════════════════════════════════════ */
/*  PORTAL (eBanking)                                                          */
/* ════════════════════════════════════════════════════════════════════════════ */
.portal-layout { display: flex; min-height: 100vh; background: #f0f2f5; }
.portal-sidebar {
  width: 260px; flex-shrink: 0; background: var(--navy);
  display: flex; flex-direction: column;
  position: fixed; top: 0; left: 0; bottom: 0; overflow-y: auto; z-index: 100;
}
.portal-logo { padding: 28px 24px; border-bottom: 1px solid rgba(255,255,255,.1); }
.portal-logo img { height: 36px; }
.portal-nav { flex: 1; padding: 16px 0; }
.portal-nav-item a {
  display: flex; align-items: center; gap: 12px;
  padding: 13px 24px; color: rgba(255,255,255,.65); font-size: 14px; font-weight: 600;
  transition: background var(--transition), color var(--transition);
}
.portal-nav-item a:hover, .portal-nav-item a.active {
  background: rgba(255,255,255,.08); color: var(--gold);
}
.portal-nav-icon { font-size: 18px; width: 22px; text-align: center; }
.portal-sidebar-footer { padding: 20px 24px; border-top: 1px solid rgba(255,255,255,.1); }
.portal-sidebar-footer a { color: rgba(255,255,255,.5); font-size: 13px; }
.portal-sidebar-footer a:hover { color: var(--gold); }
.portal-main { margin-left: 260px; flex: 1; padding: 32px; }
.portal-topbar {
  display: flex; align-items: center; justify-content: space-between;
  margin-bottom: 32px;
}
.portal-topbar h1 { font-family: var(--font-serif); color: var(--navy); font-size: 26px; }
.portal-user { display: flex; align-items: center; gap: 10px; }
.portal-user-avatar {
  width: 38px; height: 38px; border-radius: 50%; background: var(--gold);
  color: var(--navy); font-weight: 700; font-size: 15px;
  display: flex; align-items: center; justify-content: center;
}

/* Balance cards */
.balance-cards { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 20px; margin-bottom: 32px; }
.balance-card {
  background: var(--white); border-radius: 6px; padding: 28px;
  box-shadow: var(--shadow); border-left: 4px solid var(--gold);
}
.balance-card .currency { font-size: 12px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; color: var(--grey); margin-bottom: 8px; }
.balance-card .amount { font-family: var(--font-serif); font-size: 28px; color: var(--navy); font-weight: 600; }

/* Tables */
.portal-card { background: var(--white); border-radius: 6px; padding: 28px; box-shadow: var(--shadow); margin-bottom: 24px; }
.portal-card h2 { font-family: var(--font-serif); color: var(--navy); font-size: 20px; margin-bottom: 20px; }
.data-table { width: 100%; border-collapse: collapse; }
.data-table th { text-align: left; padding: 10px 16px; font-size: 11px; font-weight: 700; letter-spacing: .8px; text-transform: uppercase; color: var(--grey); border-bottom: 2px solid var(--grey-mid); }
.data-table td { padding: 14px 16px; font-size: 14px; border-bottom: 1px solid var(--grey-light); }
.data-table tr:last-child td { border-bottom: none; }
.data-table tr:hover td { background: var(--grey-light); }

/* ════════════════════════════════════════════════════════════════════════════ */
/*  ADMIN PANEL                                                                */
/* ════════════════════════════════════════════════════════════════════════════ */
.admin-layout { display: flex; min-height: 100vh; background: #f0f2f5; }
.admin-sidebar { width: 250px; flex-shrink: 0; background: var(--navy-dark); position: fixed; top: 0; left: 0; bottom: 0; overflow-y: auto; }
.admin-sidebar .portal-logo { border-bottom: 1px solid rgba(255,255,255,.08); }
.admin-badge { background: var(--gold); color: var(--navy); font-size: 10px; font-weight: 700; letter-spacing: .5px; padding: 2px 8px; border-radius: 10px; }
.admin-main { margin-left: 250px; flex: 1; }
.admin-topbar { background: var(--white); padding: 0 32px; height: 64px; display: flex; align-items: center; justify-content: space-between; box-shadow: 0 1px 4px rgba(0,0,0,.08); }
.admin-topbar h1 { font-size: 18px; font-weight: 700; color: var(--navy); }
.admin-body { padding: 32px; }
.admin-stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; margin-bottom: 32px; }
.stat-card { background: var(--white); padding: 24px; border-radius: 6px; box-shadow: var(--shadow); }
.stat-card .stat-label { font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: .5px; color: var(--grey); margin-bottom: 8px; }
.stat-card .stat-value { font-family: var(--font-serif); font-size: 32px; color: var(--navy); font-weight: 600; }
.stat-card .stat-sub { font-size: 13px; color: var(--grey); margin-top: 4px; }
.btn-sm { padding: 6px 14px; font-size: 12px; font-weight: 600; border-radius: var(--radius); }
.btn-danger { background: #ef4444; color: #fff; }
.btn-danger:hover { background: #dc2626; }
.btn-success { background: #22c55e; color: #fff; }
.btn-success:hover { background: #16a34a; }
.btn-warning { background: var(--gold); color: var(--navy); }
.btn-warning:hover { background: var(--gold-light); }
.search-bar { display: flex; gap: 12px; margin-bottom: 20px; }
.search-bar input { flex: 1; }
.pagination { display: flex; gap: 8px; align-items: center; margin-top: 20px; }
.page-btn { padding: 6px 12px; border-radius: var(--radius); border: 1.5px solid var(--grey-mid); font-size: 13px; color: var(--navy); transition: background var(--transition); }
.page-btn:hover, .page-btn.active { background: var(--navy); color: var(--white); border-color: var(--navy); }

/* Transfer code display */
.code-display {
  text-align: center; font-family: monospace; font-size: 28px; font-weight: 700;
  letter-spacing: 4px; color: var(--navy); background: var(--grey-light);
  padding: 20px 32px; border-radius: 4px; border: 2px dashed var(--gold);
  display: inline-block; margin: 16px 0;
}
.code-countdown { font-size: 13px; color: var(--grey); margin-top: 8px; }

/* ════════════════════════════════════════════════════════════════════════════ */
/*  ALERTS & NOTICES                                                           */
/* ════════════════════════════════════════════════════════════════════════════ */
.alert { padding: 14px 18px; border-radius: var(--radius); margin-bottom: 20px; font-size: 14px; font-weight: 600; }
.alert-success { background: #d1fae5; color: #065f46; border-left: 4px solid #22c55e; }
.alert-error   { background: #fee2e2; color: #991b1b; border-left: 4px solid #ef4444; }
.alert-warning { background: #fef3c7; color: #92400e; border-left: 4px solid #f59e0b; }
.alert-info    { background: #dbeafe; color: #1e40af; border-left: 4px solid #3b82f6; }

/* ════════════════════════════════════════════════════════════════════════════ */
/*  FOOTER                                                                     */
/* ════════════════════════════════════════════════════════════════════════════ */
.site-footer { background: var(--navy); padding: 80px 0 0; }
.footer-inner {
  max-width: 1240px; margin: 0 auto; padding: 0 32px;
  display: grid; grid-template-columns: 200px repeat(4, 1fr); gap: 40px;
  padding-bottom: 60px;
}
.footer-logo { height: 40px; margin-bottom: 20px; }
.footer-copy { color: rgba(255,255,255,.4); font-size: 13px; }
.footer-nav-group h4 { color: var(--gold); font-size: 13px; font-weight: 700; letter-spacing: .5px; text-transform: uppercase; margin-bottom: 16px; }
.footer-nav-group h4 a { color: var(--gold); }
.footer-nav-group ul li { margin-bottom: 10px; }
.footer-nav-group ul li a { color: rgba(255,255,255,.55); font-size: 13px; transition: color var(--transition); }
.footer-nav-group ul li a:hover { color: var(--white); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.08); padding: 20px 32px; text-align: right; }
.footer-contact-link { color: var(--gold); font-size: 13px; font-weight: 600; }
.footer-contact-link:hover { text-decoration: underline; }

/* ════════════════════════════════════════════════════════════════════════════ */
/*  PAGE HERO (inner pages)                                                    */
/* ════════════════════════════════════════════════════════════════════════════ */
.page-hero {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-dark) 100%);
  padding: 160px 0 80px; text-align: center;
}
.page-hero h1 { font-family: var(--font-serif); color: var(--white); font-size: clamp(28px, 4vw, 48px); margin-bottom: 16px; }
.page-hero p  { color: rgba(255,255,255,.65); font-size: 16px; max-width: 640px; margin: 0 auto; }
.breadcrumb { font-size: 13px; color: var(--gold); margin-bottom: 16px; }
.breadcrumb a { color: rgba(255,255,255,.5); }
.breadcrumb a:hover { color: var(--gold); }

/* ════════════════════════════════════════════════════════════════════════════ */
/*  RESPONSIVE                                                                 */
/* ════════════════════════════════════════════════════════════════════════════ */
@media (max-width: 1024px) {
  .pillars-grid { grid-template-columns: repeat(2, 1fr); }
  .admin-stats  { grid-template-columns: repeat(2, 1fr); }
  .footer-inner { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 768px) {
  /* ── Full-screen overlay nav ─────────────────────────────────────────────── */
  .main-nav {
    display: none;
    position: fixed; top: 0; left: 0; right: 0; bottom: 0;
    background: var(--navy);
    padding: 90px 0 40px;
    overflow-y: auto; -webkit-overflow-scrolling: touch;
    z-index: 999;
    flex-direction: column;
  }
  .main-nav.open { display: flex; }

  /* Nav list stacks vertically, full width */
  .nav-list {
    flex-direction: column;
    gap: 0;
    width: 100%;
  }

  /* Each top-level link */
  .nav-link {
    color: var(--white) !important;
    font-size: 16px;
    padding: 15px 28px;
    border-bottom: 1px solid rgba(255,255,255,.08);
    display: flex !important;
    align-items: center;
    justify-content: space-between;
    width: 100%;
  }
  .nav-link:hover, .nav-link.active { color: var(--gold) !important; background: rgba(255,255,255,.04); }

  /* Chevron rotates when submenu open */
  .has-dropdown.open .chevron { transform: rotate(180deg); }
  .chevron { transition: transform 0.25s ease; display: inline-block; }

  /* Dropdown: hidden by default, slides open on .open */
  .dropdown {
    display: none;
    position: static;
    background: rgba(0,0,0,.25);
    box-shadow: none;
    border-top: none;
    border-radius: 0;
    padding: 0;
    width: 100%;
    animation: slideDown 0.2s ease;
  }
  @keyframes slideDown {
    from { opacity: 0; transform: translateY(-6px); }
    to   { opacity: 1; transform: translateY(0); }
  }
  .has-dropdown.open .dropdown { display: block; }
  /* Desktop hover open — disabled on mobile */
  .has-dropdown:hover .dropdown { display: none; }
  .has-dropdown.open .dropdown  { display: block; }

  /* Dropdown links */
  .dropdown a {
    padding: 13px 28px 13px 44px;
    font-size: 14px;
    color: rgba(255,255,255,.7) !important;
    border-bottom: 1px solid rgba(255,255,255,.05);
    display: block;
    background: transparent;
  }
  .dropdown a:first-child { border-top: 1px solid rgba(255,255,255,.05); }
  .dropdown a:hover { color: var(--gold) !important; background: rgba(255,255,255,.05); }

  /* Hamburger */
  .hamburger { display: flex; z-index: 1001; }
  .hero-tabs { display: none; }
  .intro-grid { grid-template-columns: 1fr; }
  .news-grid { grid-template-columns: 1fr; }
  .pillars-grid { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .footer-inner { grid-template-columns: 1fr; gap: 32px; }
  .portal-sidebar { transform: translateX(-100%); transition: transform var(--transition); }
  .portal-sidebar.open { transform: translateX(0); }
  .portal-main { margin-left: 0; padding: 20px; }
  .balance-cards { grid-template-columns: 1fr; }
  .admin-sidebar { transform: translateX(-100%); }
  .admin-main { margin-left: 0; }
  .admin-stats { grid-template-columns: 1fr 1fr; }
}